Since the 1990s, the New Jersey Supreme Court has recognized a common-law claim for bad faith denials of insurance coverage. Subsequent attempts to establish a statutory bad faith claim in New Jersey have failed. However, a bill currently pending before the state legislature would create a statutory cause of action for bad faith in New Jersey. Under the proposed legislation, known as the “New Jersey Insurance Fair Conduct Act,” an insurer's potential liability for bad-faith denials would be si
Insurance Coverage & Bad Faith Litigation
We have extensive experience in the complex insurance coverage area. We offer a variety of services ranging from coverage opinions to litigation and appeal. We handle coverage issues in areas including commercial property, commercial auto, CGL, environmental, homeowners, personal auto and others.
We have extensive experience representing the insurance industry in matters involving questions of coverage and defense of claims, including allegations of Bad faith, which would be defined as an unreasonable denial of an insurance claim by an insurance company. Bad faith claims against insurers are routinely based on:
- allegations of failure to settle
- untimely offers of settlement
- inadequate offers of settlement
- unfair claims practices
- misrepresentations of actual coverages
- inadequate defense
- denial of a defense and indemnification
- failure to investigate a claim
- inadequate investigation of a claim
These claims occur under a variety of policies such as automobile, homeowners and general commercial liability policies. We vigorously defend bad faith claims and can help prevent the assertion of such claims against your insurance company and employees by monitoring the progression of claims files and assist in the streamlining of your company’s claim handling procedures.
Related Blog posts
A New Consideration in Litigating Automobile Negligence Actions: Recoverability of Medical Expenses that Exceed PIP Coverage Limits
New Jersey has a new consideration in litigating automobile negligence actions: recoverability of medical expenses that exceed PIP coverage limits.
Will the New Jersey Supreme Court’s elimination of an employment contract provision lead to the same in other types of contracts?
Rodriguez v. Raymours Furniture Co. Inc.: Will the New Jersey Supreme Court’s elimination of an employment contract provision reducing the 2-year statute of limitations in contracts to 6 months lead to an elimination of provisions in other types of contracts?
Although the forecast models are still unsure whether Hurricane Joaquin will make a direct hit on our area, it appears certain there will be heavy rainfall causing a significant impact. Did you know that in New Jersey all homeowner’s insurance policies exclude water damage caused by flooding?